By reading this AmeriPlan review, you’ll get to know:
- What is AmeriPlan?
- Is it a legit opportunity or a SCAM?
- How does it work?
Are these topics on your mind? You’re in the right place!
Let’s unravel the truth about AmeriPlan.
Name: AmeriPlan USA
Owners: Denis and Daniel Bloom
Costs: From one-time payment of $20 + recurring payment of $24.95 per month
LEI Rating: 3 out of 5 | Scam or Legit: Legit | Is it recommended? No!
1. What is AmeriPlan USA?
AmeriPlan is an international entity established in 1992 by Denis and Daniel Bloom. It was conceived to provide affordable healthcare and dental services to the average American household.
Initially, they offered discounted medical and dental services, vision prescriptions, and chiropractic services. In recent years, they have expanded to include additional savings programs, including family legal, financial, and more.
However, there’s a catch:
You must become a member and pay a monthly membership fee to avail of these discounts.
In recent times, many free-to-use savings cards and discount services have emerged. With diligent research, you could find similar free services.
2. What products or services does it offer?
AmeriPlan presents three membership plans, covering dental plans, chiropractic care, and medical plans.
AmeriPlan Dental Plus
The $20 registration fee plus a recurring monthly payment of $24.95 for the entire household.
This membership plan provides discounts for Dental, Vision, Prescription, Wellness Screenings, Hearing, and Chiropractic services.
AmeriPlan MED Plus
This membership plan includes Telemedicine, Prescription savings, Ancillary services, Medical Travel Assistance, and Hospital Advocacy.
AmeriPlan Deluxe Plus
This plan requires a $30 registration fee and a recurring monthly payment of $39.95 for the entire household.
This package includes both Dental Plus discounts and MED Plus.
Additionally, it offers non-medical discounts from Office Depot, Dell Computers, Sprint, JCP Portraits & Free Conference Calling, and AmeriPlan Cash Back Saver.
3. Earning Money with AmeriPlan
While we’ve covered Ameriplan’s products and their money-saving potential, it’s also a home-based business opportunity.
BY PROMOTING IT AND EARNING A COMMISSION FOR EVERY SALE YOU MAKE.
Becoming a Benefits Consultant (BC) with AmeriPlan involves two steps:
- Pay a 24.95 Annual Enrollment Fee (AEF).
After completing this step, you will have access to AmeriPlan Corporate Services, but you can’t generate any residual income before completing the second step.
- Purchase or Sell any Dental Plus, Med Plus, or Deluxe Plus Membership.
After completing this step, you’ll become an active BC, and you can generate commissions.
To generate income with AmeriPlan, you must become an active BC and promote it to prospective clients.
A commission of 40% is offered on all recurring payments.
What Will AmeriPlan Give to You As a BC?
The AmeriPlan Corp Services include:
- Performance-based Bonus/Rewards
- Corporate Services
- E-commerce Enabled Website
- IBO Back Office/ Training website: A portal with all data about your sales organization, commissions, training, etc.
- Sales Director Programs: Additional insurance + Direct deposit banking
4. Who is AmeriPlan Ideal For?
AmeriPlan caters to two distinct groups:
- Individuals seeking healthcare discount offers
- Individuals interested in promoting AmeriPlan to earn commissions
5. Does AmeriPlan offer training?
Yes, AmeriPlan does provide training and support.
Training includes live calls, training modules, and assistance when required.
6. Does AmeriPlan Provide Necessary Tools?
AmeriPlan provides an automated website and handles application processing, membership fulfillment, customer service, etc.
It’s worth mentioning that these are fundamental tools that most affiliate businesses offer. Advanced marketing tools like SEO, Link tracking, or similar products are not part of the package.
7. How Much Does AmeriPlan Cost?
As previously discussed, costs vary depending on the chosen membership type. However, the minimum cost involves a one-time payment of $20 for registration, a recurring payment of $24.95 per month, and a yearly recurring payment of $24.95 (If you aim to earn with it).
- Discounts for uninsured individuals
- Flexibility to work anytime, anywhere
- Phone support
- Automated customized website
- Numerous bonuses and motivational programs
- A membership fee is mandatory to stay in the business.
- Savings are limited to healthcare providers who accept AmeriPlan
- Earning potential is restricted to promoting only AmeriPlan
- There are several complaints and negative reviews about AmeriPlan
- Several complaints categorize it as an MLM-type product, which benefits a few while the majority spend and lose money (Reference: AmeriPlan reviews on GlassDoor.com)
8. Is AmeriPlan USA a Scam?
Let’s bring clarity to this question!
No, AmeriPlan USA is not a scam!
WE DO NOT ADVOCATE THIS PROGRAM AS A HOME-BASED JOB!
Primarily because it’s challenging to make money with this system, and the services you receive in return for your investment are limited.
Firstly, the process on this website is more convoluted than it needs to be!
The fact that to earn with AmeriPlan, you are restricted to promoting their service is a major concern.
Instead of investing in AmeriPlan, we recommend learning affiliate marketing.
You can earn up to 70% commissions by promoting numerous online products. There’s no need to limit yourself to a single product.
By mastering affiliate marketing, you can compare diverse products and select the one with the best quality and highest margin!
You can create multiple websites and target various niches.
You can even identify superior products in healthcare or discount card niches! (Considered as AmeriPlan Niche)
Therefore, the complicated process of becoming an active BC doesn’t justify the effort!
AmeriPlan USA is not a scam. However, it’s not the most lucrative way to earn a residual income!
There are better methods to generate passive income.
The good news is that:
Some services allow you to start for free!
I have picked the best among hundreds of high-quality products and will introduce you here!
You can start with my favorite program if you’re seeking a work-from-home opportunity.
Some benefits include:
- Free to start: A lifetime free membership that allows you to earn
- Access to up-to-date training, tutorials, and courses
- Access to classrooms for asking questions
- 1-on-1 support and live chat
- A website builder that crafts a website in less than a minute (Powered by the most advanced Content Management System (CMS) in the world)
To illustrate the difference, here is a comparison table:
Final Thoughts on AmeriPlan USA
In summary, I don’t recommend AmeriPlan USA due to the high costs involved before you can test the system.
I don’t see any compelling reason to limit yourself to a single product in a single niche.
If you want to work from home selling high-quality products, you don’t need to pay for AmeriPlan membership plans.
Whether your expertise lies in photography, engineering, automobiles, computer science, finance, or other fields, you can promote affiliate products related to your knowledge.
Marketing principles are universal and can be applied in any niche you desire. There’s no need to trouble yourself with Ameriplan’s complicated platform and plans. You don’t need to pay for their membership plan to learn product marketing.
AmeriPlan creates a money-making opportunity by promoting its product.
So, what happens is that you should pay them and become a member before you can take any action. Then, you need to convince others to do the same. And so, the cycle continues…
From my perspective, this isn’t a robust long-term strategy for a home-based business.
Typically, most customers lose money in services with similar business models instead of saving.
As I mentioned earlier, there are better ways you can explore to learn how to start a home-based business with more opportunities.
You can check out the full review of my recommended product.
What’s Your Take?
Do you have any questions or comments about this review? Have you had any experience with AmeriPlan USA? Did you know about it before? Do you have any queries?
FEEL FREE TO SHARE YOUR THOUGHTS IN THE COMMENTS!
I will get back to you as fast as I can.